Mortgage Broker Victoria, BC

Fast, Friendly and Local Mortgage Expert

Hi, my name is Jennifer, a Mortgage Broker in Victoria BC. I can help you find perfect mortgage with one of my 60+ lenders and set you up for financial success. If you’re ready to get started or just need advice on what to do next, I’m here to help. Click the button to contact me.

Jennifer Harder

Jennifer did an exceptional job arranging my mortgage. She responded so fast, got me an amazing rate and explained my options in a way that made sense. I'd 100% recommend her to anybody

We did our mortgage with Jennifer remotely, which was surprisingly smooth and easy. Jennifer was fantastic to work with. She is knowledgeable, gracious with questions and readily available. Her response time to emails and texts is fantastic. I would highly recommend her as a broker!

I was doing some fact finding and Jennifer went above and beyond for me. She got back to me immediately and connected me with all the right people. Even though I was just in the information stage the amount of work she put in truly impressed me. I cannot recommend Jennifer highly enough.

Hiking with my son in Victoria

Hi, I'm Jennifer

My goal is to help put you in the best financial position of your life.

When you’re my client, I’m going to treat you like family and work like crazy to make sure you walk into your home everyday feeling good about how everything worked out. Because I focus most of my business in Victoria, I have a strong network of local professionals that can help make your experience as enjoyable as possible.

Friendly Expertise

I'm happy to help you, whether you end up using me or not. There's no pressure.

Beyond 9-to-5

Once you're my client, I'm available for you evenings and weekends.

Fast, Online Service

The entire approval process can be handled online, by phone and email.

Flexible Mortgage Options

Access to 60+ lenders, from big banks to specialty private lenders.

Strong Communication

As your application progresses, I'll keep you updated, and never 'go silent' on you.

Advice You Can Understand

You'll be informed of your options, without feeling overwhelmed.

Frequently Asked Questions

Q. Do you only work with clients in Victoria?

Nope! While I'm a Mortgage Broker in Victoria, I’m personally licensed to arrange mortgages in all of British Columbia. If you’re located outside of BC, we can still work together. My brokerage team is licensed in all provinces except Quebec. Contact me to learn more!

Q. How are mortgage brokers regulated?

All mortgage brokers in BC are regulated by FICOM, the Financial Institutions Commission. To find my valid license, do a Google search for “FICOM broker search”, select the first result and type in my name — you’ll find me licensed under Verico Paragon MortgagePal.

Q. Does it cost to work with a mortgage broker?

Quite the opposite! In most cases my clients get better rates and lending terms than if they work through a bank or credit union directly. The lenders pay me a commission based on the mortgage amount, but that does not negatively impact your rate.

Bottom line: you get access to more options, better rates and my unbiased advice. I earn a commission after the mortgage is arranged. Everybody wins!

Q. How are mortgage brokers regulated?

All mortgage brokers in BC are regulated by FICOM, the Financial Institutions Commission. To find my valid license, do a Google search for “FICOM broker search”, select the first result and type in my name — you’ll find me licensed under Verico Paragon MortgagePal.

Q. Why shouldn't I just go work with my bank rep?

Bank reps are just like you and me, they’re good people trying to do a good job. But the unfortunate fact is, they’re under a lot of pressure to sell.

Go to Google and type in “CBC marketplace bank sales goals” to see what I mean.

I’ve chosen to be a broker specifically so I don’t work for a bank. I work with banks, credit unions and mortgage-only lenders. But I’m self-employed, and I grow my business from referrals from people like you.

My motto is this: if you’re happy, I’m happy, so I don’t use high pressure sales tactics. I might lose a couple dollars in the short term with that approach, but in the long run it’s a better way to do business.