"Jennifer did an exceptional job arranging my mortgage. She responded so fast, got me an amazing rate and explained my options in a way that made sense. I'd 100% recommend her to anybody."
"Jennifer was great to work with. She took her time with me, explaining and carefully reviewing with me the process. Her insight and kindness was very comforting during an otherwise stressful time."
"Jennifer was great to work with on our mortgage renewal. We will recommend other and friends to this service."
"Jennifer and her associates got me a mortgage at a really good rate, they were very accurate and on time to follow up and get the job done. Strongly recommend them."
"Jennifer is a pleasure to work with. She is very kind, helpful, and genuine. I would not hesitate to work with her again!"
About Jennifer Harder
My goal is to help put you in the best financial position of your life.
When you’re my client, I’m going to treat you like family and work like crazy to make sure you walk into your home everyday feeling good about how everything worked out.
Because I focus most of my business in Victoria, I have a strong network of local professionals that can help make your experience as enjoyable as possible.
Frequently Asked Questions
Nope! I’m based in Victoria but I’m personally licensed to arrange mortgages in all of British Columbia. If you’re located outside of BC, we can still work together. My brokerage team is licensed in all provinces except Quebec. Contact me to learn more!
All mortgage brokers in BC are regulated by FICOM, the Financial Institutions Commission. To find my valid license, do a Google search for “FICOM broker search”, select the first result and type in my name — you’ll find me licensed under Verico Paragon MortgagePal.
Quite the opposite. In most cases my clients get better rates and lending terms than if they work through a bank or credit union directly.
The lenders pay me a commission based on the mortgage amount, but that does not negatively impact your rate.
Bottom line: you get access to more options, better rates and my unbiased advice. I earn a commission after the mortgage is arranged. Everybody wins!
Bank reps are just like you and me, they’re good people trying to do a good job. But the unfortunate fact is, they’re under a lot of pressure to sell.
Go to Google and type in “CBC marketplace bank sales goals” to see what I mean.
I’ve chosen to be a broker specifically so I don’t work for a bank. I work with banks, but I’m self-employed, and I build my business off referrals from people like you.
My motto is: if you’re happy, I’m happy, so I don’t use high pressure sales tactics. I might lose a couple dollars in the short term, but in the long run it’s a better way to do business.
When you’re my client, I’m going to treat you like family and work like crazy to make sure you walk into your home feeling good about how everything worked out.